terms of use

Thanks for your interest in our website at www.divergentriskgroup.com. Your use of this website, including the content, materials and information available on or through this website (together, the “Materials”), is governed by these Terms of Use (these “Terms”). By using this website, you acknowledge that you have read and agree to these Terms.


Who We Are

This website is maintained and operated by Divergent Risk Group Pty Ltd (ACN 648140256) which provides management, administrative and other services to various Divergent Risk Group entities. In accordance with industry custom, this website occasionally uses terminology that may be interpreted to suggest that our firm is actually a single entity. However, there is no such single entity and all of the entities that comprise our firm have their own separate legal existence. 



Except for certain Materials provided through a password protected area on this website (see below), ALL MATERIALS ARE PROVIDED “AS IS,” MAY NOT BE RELIED UPON FOR ANY PURPOSE, AND ARE NOT SUBJECT TO EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. In particular, except to the extent that Materials provided through a password protected area on this website are subject to different rules, we make no representations or warranties with regard to the Materials’ accuracy, completeness, non-infringement or fitness for a particular purpose. The Materials include or consist of information that has been provided by third parties and has not been validated or verified by us. Without limitation on the effect of other warnings and disclaimers set forth in these Terms, you should interpret any statements we make (on this website or otherwise) in that context. Please ensure that your own computer security is comprehensive and up to date. We accept no responsibility for viruses, malware or other malicious or damaging software contained in the Materials or otherwise.

Third-Party Sites

We accept no responsibility for third-party sites available through this website, via hyperlink or otherwise. You are encouraged to review the terms of use applicable to those sites. Any access to, or use of, a third-party site is solely at your own risk.


Password Protected Areas

Certain Materials may be made available through a password protected area on this Website. Each password is intended to be confidential and used only by the individual or entity to whom it is issued. Do not disclose your password to any unauthorised person. If you access Materials through a password protected area, please note that the written agreements between you and the applicable Divergent Risk Group entities, as well as any provisions set forth in those Materials, govern the parties’ respective rights and obligations with regard to those Materials. In particular, Materials provided through a password protected area generally are confidential and subject to limitations on disclosure and use, and Divergent Risk Group individuals and entities generally have limited liability with respect to the accuracy and completeness of such Materials.


Restrictions on Use; No License

We reserve all rights with respect to the design and content of this Website. In particular, you must not misappropriate the design or content of this website and you must not alter or deface such design or content in any way. Nothing on this website grants any license with respect to such design or content, except that you may download and use Materials solely for your own personal information.


Ownership of Trademarks, Etc.


All text, photos, graphics, logos, content and other Materials on this website are protected by Australian and foreign copyright, trademark and other applicable laws. 


Limitation of Liability


Except as specifically agreed by a Divergent Risk Group entity in writing, NO DIVERGENT RISK GROUP INDIVIDUAL OR ENTITY SHALL HAVE ANY LIABILITY BASED UPON YOUR USE OF, OR RELIANCE UPON, THIS WEBSITE OR THE MATERIALS. Some jurisdictions limit our ability to disclaim liability. With regard to those jurisdictions, our liability shall be limited to the greatest extent permitted by applicable law.


Modification of these Terms


We reserve the right to modify these Terms at any time. Please check these Terms periodically for changes. Your continued use of this Website after the posting of changes constitutes your binding acceptance of such changes.




This website is operated and controlled by Divergent Risk Group in Australia. If it is illegal or prohibited in your country of origin to access or use this website, then you should not do so. Those who choose to access this website outside of Australia, access it on their own initiative and are responsible for compliance with all local laws and regulations. These Terms, and any disputes relating to these Terms or your use of this website or the Materials, shall be governed in all respects by the laws of the Commonwealth of Australia without regard to conflicts of laws and principles. Except as otherwise agreed in writing by the applicable Divergent Risk Group entities, any disputes relating to these Terms shall be resolved exclusively in the courts within Australia. These Terms set forth the entire agreement between you and us with respect to the subject matter hereof and supersede all prior agreements relating to such subject matter. All Divergent Risk Group individuals and entities are intended third-party beneficiaries of these Terms. Our rights under these Terms may be waived by us only in writing. These Terms are binding on you as well as your successors and permitted assigns. In the event any provision of these Terms is determined to be invalid or unenforceable, such provision shall be deemed severed from the remainder of these Terms and replaced with a valid and enforceable provision as similar in intent as reasonably possible to the provision so severed, and shall not cause the invalidity or unenforceability of the remainder of these Terms.


Contact Information 


Any questions, concerns or complaints regarding these Terms should be sent to [email protected]


Effective Date: 24 February 2021


© 2021 Divergent Risk Group Pty Ltd (ACN 648140256). All Rights Reserved.